Citizens State Bank offers you 24 hour a day, seven day a week convenience with our instant cash card. Use your card to deposit funds, transfer funds between accounts, or withdraw cash. For your convenience, Citizens State Bank offers you two convenient locations - in Sheldon, visit our 24 hour drive through ATM located at Citizens State Bank or in Boyden, visit our ATM located in Pit Row on Highway 18.

Come talk with us and apply for your ATM card today!

The Citizens State Bank SHAZAMChek is like having your cash, checkbook and ATM card all rolled into one. SHAZAMChek allows you to make purchases directly from your checking account without the hassles of writing a check. Use your SHAZAMChek to make purchases at millions of MasterCard merchants worldwide and skip the checkout delays that come with check approvals and proof of identification. All purchases made with your Citizens State Bank SHAZAMChek will be listed on your monthly checking account statement for your record keeping convenience. Your SHAZAMChek is much safer and easier to carry than cash or checks and can be used at ATMs worldwide, anywhere you see the familiar MasterCard, SHAZAM, or CIRRUS symbols.

Citizens State Bank offers you SHAZAMChek at no fee if you use your card to make a purchase at least four times per monthly statement cycle. Come apply for your Citizens State Bank SHAZAMChek today and leave your checkbook at home!

To enroll in the Mastercard SecureCode program, please click here, SecureCode.