| |
| Location
& Contact Information |
|
Boyden Office
Citizens State Bank
817 Main Street P.O. Box 9
Boyden, IA 51234
Phone (712) 725-2321
Fax (712) 725-2571
Email csbsheldon@csbsheldon.com |
 |
Our
Staff
"We're
helpful people ready to help you"
|
| Boyden
Office |
|
|
| Name |
Title |
Staffmember
Since |
| Betty Winter |
Branch Manager |
1977 |
| Bill Engeltjes |
Vice President |
2002 |
| Luci Steenhoven |
Ass't Vice President |
2000 |
| Kathy Langstraat |
Customer Service Rep. |
1975 |
| Harriet Green |
Teller |
1992 |
| Barbara Besaw |
Teller |
2007 |
| Linda Mouw |
Teller |
1999 |
| Lois Willemssen |
Insurance Agency Manager |
1991 |
| Colleen Niemeyer |
Insurance Agency Assistant |
2003 |
Our
Board of Directors
| Robert J. Dixon, Chairman |
Keith C. Rolston |
| Larry Van Meeteren |
W.G. Groeneweg |
| Gregory N. Weppler |
Mark Warntjes |
| Heidi Nissen |
|
|
 |
| Our
Hours |
Citizens State Bank's Boyden office offers these convenient,
full service hours:
|
Mon. - Tues. |
8:00 a.m. to 4:00 p.m. |
|
Wednesday |
8:00 a.m. to 7:00 p.m. |
|
Thurs. - Fri. |
8:00 a.m. to 4:00 p.m. |
Citizens State Bank also offers 24 hour ATM service at our Sheldon office,
(Drive-Up ATM located in our drive through teller lane).
In Boyden, use our ATM located in the PIT ROW convenience store on
Highway 18 during regular PIT ROW business hours.
|
 |
Statement
of Condition
At the Close of Business
December 31, 2007 |
| ASSETS |
|
| Cash and Due from Banks |
$3,769,712 |
| Corporate Stocks |
223,045 |
| U.S. Gov't Agency Securities & Mortgage Backed Securities |
8,987,808 |
| Municipal Bonds |
8,991,225 |
| Fed Funds Sold |
1,708,000 |
| Loans and Discounts |
56,736,019 |
| Building, Furniture, and Fixtures |
974,807 |
| Other Assets |
2,690,439 |
|
Total Assets
|
$84,081,055 |
| LIABILITIES
& CAPITAL |
|
| Deposits |
$73,819,989 |
| Other Liabilities |
525,062 |
|
Total Liabilities
|
$74,345,051 |
| Capital |
320,000 |
| Surplus |
4,942,400 |
| Undivided Profits & Net Income YTD |
3,625,234 |
| Reserve for Loan Losses |
826,540 |
| Net Unrealized Gain (Loss) - Securities |
21,830 |
|
Total Capital
|
$9,736,004 |
| Total Liabilities & Capital
* web address: www.csbsheldon.com
or www.csbboyden.com |
$84,081,055
|

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