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A Real Community Bank
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Statement of Condition
 
Location & Contact Information
Boyden Office

Citizens State Bank 
817 Main Street   P.O. Box 9
Boyden, IA 51234

Phone (712) 725-2321
Fax (712) 725-2571

Email csbsheldon@csbsheldon.com

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Our Staff
"We're helpful people ready to help you"
Boyden Office
Name Title Staffmember Since
Betty Winter Branch Manager 1977
Bill Engeltjes Vice President 2002
Luci Steenhoven Ass't Vice President  2000
Kathy Langstraat Customer Service Rep. 1975
Harriet Green Teller 1992
Barbara Besaw Teller 2007
Linda Mouw Teller 1999
Lois Willemssen Insurance Agency Manager 1991
Colleen Niemeyer Insurance Agency Assistant 2003

 

Our Board of Directors

Robert J. Dixon, Chairman Keith C. Rolston
Larry Van Meeteren W.G. Groeneweg
Gregory N. Weppler Mark Warntjes
Heidi Nissen  
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Our Hours
Citizens State Bank's Boyden office offers these convenient, full service hours:
 Mon. - Tues.
8:00 a.m. to 4:00 p.m.
Wednesday
8:00 a.m. to 7:00 p.m.
Thurs. - Fri.
8:00 a.m. to 4:00 p.m.

Citizens State Bank also offers 24 hour ATM service at our Sheldon office, (Drive-Up ATM located in our drive through teller lane).  In Boyden, use our ATM located in the PIT ROW convenience store on Highway 18 during regular PIT ROW business hours.

 

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Statement of Condition
At the Close of Business December 31, 2007                          
ASSETS  
Cash and Due from Banks
$3,769,712
Corporate Stocks
223,045
U.S. Gov't Agency Securities & Mortgage Backed Securities
8,987,808
Municipal Bonds
8,991,225
Fed Funds Sold
1,708,000
Loans and Discounts
56,736,019
Building, Furniture, and Fixtures
974,807
Other Assets
2,690,439

Total Assets

 

$84,081,055
LIABILITIES & CAPITAL  
Deposits
$73,819,989
Other Liabilities
525,062

Total Liabilities

 

$74,345,051
Capital
320,000
Surplus
4,942,400
Undivided Profits & Net Income YTD
3,625,234
Reserve for Loan Losses
826,540
Net Unrealized Gain (Loss) - Securities
21,830

Total Capital

 

$9,736,004
Total Liabilities & Capital

* web address: www.csbsheldon.com or www.csbboyden.com 

$84,081,055
 

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A Real Community Bank
Member FDICIowa Bankers Association