Becoming a Member:
You must be 55 years of age or wiser and have one of the following account
relationships at Citizens State Bank:

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Maintain $1,500.00 combined balance in checking and savings accounts; or
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Maintain $15,000.00 in any combination of Certificates of Deposit; or
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Pay a quarterly fee of $10.00 for a Single Membership, or $15.00 for a Couple's Membership. (A joint account covers husband and wife).

Benefits of Membership:
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No Service Charge on regular checking accounts.
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FREE Checks - Members will receive free personalized Citizens Plus checks.
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Discount on Safe Deposit Box - Members receive 25% discount on one box, any size.
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Special CD Rate Bonuses - Members are eligible for periodic CD rate bonuses that are announced exclusively in the Citizens Plus newsletter.
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NO FEE DEBIT CARD - Members with checking accounts will receive a SHAZAMChek debit card, free of charge and with NO minimum use requirement.
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NO ANNUAL FEE - on Citizens State Bank MasterCard.
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The following banking services are all FREE to Citizens Plus Members:
 
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Money Orders
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Notary Services
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Photocopying (limit ten per month)
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Fax (limit one per month - domestic)
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Direct Deposit (on your Social Security or retirement checks)
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Limited Bill Paying Service
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Group Travel Opportunities - Special trips will be offered to Club members throughout the year at reasonable prices. Join us for dinner theaters, ballgames, tours, stage shows, and many other exciting activities!
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Seminars & Social Gatherings - Special seminars will be offered on various financial topics of interest to Citizens Plus members. For fun, enjoy a variety of in-town social gatherings year-round!
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Newsletters - Periodic newsletters will be sent informing members of Club activities, current financial opportunities, and future travel dates.
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FREE GIFT - for each new granchild. Bring in a birth announcement to receive your grandchild's gift.

 

Contact Citizens Plus Coordinators, Bonnie Dixon or Harriet Green, to ask questions, become a member and find out what Citizens Plus can do for you!

Find out what is new - check out our newsletter here:

Citizens Plus Newsletter

October 6-12 Mackinac Island Trip Brochure


Seniors' Links:

Remember, clicking on these links will take you off of the Citizens State Bank website.
Citizens State Bank is not responsible for the content of these sites.

 
FDIC - Deposit Insurance Calculator - How much FDIC insurance coverage do you have on your accounts?
 
Iowa Department of Justice - Office of the Attorney General
 
IowaSeniors.net - Community Living Resource for your Parents...Your Friends...Yourself
 
United Senior Health Cooperative - Working with older adults to achieve optimum health, independence and financial security...
 
Access America for Seniors - Providing government services electronically

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