Citizens State Bank - Junior Savers

Why Should I be a Citizens Junior Saver? Saving money is a SMART thing to do, and as a Citizens Junior Saver it will be fun, too! Club Activities include holiday treats, contests, drawings, and more!

	Citizens Junior Savers members will receive: A FREE Piggy Bank to help you save; A Membership Card that will be your pass into club activities; A Newsletter sent to you with tips on earning and saving money, activity sheets, contests, and more; Special Prizes each time you make a deposit into your account.

How Do I Join Citizens Junior Savers?
It's Easy!! All you need is to be 12 years old or younger and have a qualifying savings account with Citizens State Bank:
A Personal Savings Account ($10.00 minimum), or
A Junior Savers CD ($100 minimum)

Just for YOU Kids!
Remember, clicking on these links will take you off of the Citizens State Bank Website.
Citizens State Bank is not responsible for the contact of these sites.

	Disney Crayola Seussville The Bureau of Engraving and Printing Kid's Page Discovery Channel Online Treasury's Page for Kids FDIC's Learning Bank Biographical Dictionary Kids Web - The Digital Library for K-12 Students

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NOTICE OF CHANGES IN TEMPORARY FDIC INSURANCE COVERAGE FOR TRANSACTION ACCOUNTS:

In accordance with the Dodd-Frank Wall Street Reform and Consumer Protection Act, from Dec. 31, 2010 through Dec. 31, 2012, all funds in “noninterest-bearing transaction accounts” are insured in full by the Federal Deposit Insurance Corporation. This unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC’s general deposit insurance rules. The term “noninterest bearing transaction account” includes a traditional checking account (or demand deposit account) on which the insured depository institution pays no interest. It also includes Interest on Lawyers Trust Accounts ("IOLTAs"). It does NOT include any transaction account that may earn interest, such as a negotiable order of withdrawal (“NOW”) account, money market deposit accounts, even if checks may be drawn on the account. The temporary full insurance coverage of “noninterest bearing transaction accounts” expires on Dec. 31, 2012. After Dec. 31, 2012 funds in noninterest bearing transactions account will be insured under the FDIC’s general deposit insurance rules, subject to the Standard Maximum Deposit Insurance Amount of $250,000.