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What is Citizens Plus?

For our customers 55 years of age or wiser, Citizens State Bank offers a special program - CITIZENS PLUS. Members of CITIZENS PLUS enjoy special banking benefits, group travel opportunities, newsletters, and much more.

To become a member of CITIZENS PLUS you must be 55 years of age or wiser and have one of the following account relationships at Citizens State Bank:

Maintain $1500.00 combined balance in checking and savings;
  OR
Maintain $15,000.00 in any combination of Certificates
of Deposit;
  OR
Pay a quarterly fee of $10.00 for a Single membership,
or $15.00 per Couple.
( A joint account covers husband and wife ).

 

Benefits of Membership
No Service Charge on regular checking accounts.
FREE CHECKS - Members will receive free personalized Citizens Plus checks.
Discount on Safe Deposit Box - Members receive 25% discount on one box, any size.
Special CD Rate Bonuses - Members are eligible for periodic CD rate bonuses that are announced exclusively in the Citizens Plus newsletter.
NO FEE DEBIT CARD - Members with checking accounts will receive a debit card, free of charge and with NO minimum use requirement.
The following banking services are all FREE to CITIZENS PLUS members:
 
 Money Orders
Travelers Checks
Notary Services
Photocopying (limit ten per month)
Fax (limit one per month - domestic)
Direct deposit
FREE gift for each new grandchild - Bring in a birth announcement or a picture to receive your grandchild's gift!
Group Travel Opportunities - Special trips will be offered to Club members throughout the year at reasonable prices. Join us for dinner theaters, ballgames, tours, stage shows, any many other exciting activities.
Seminars & Social Gatherings - Special seminars will be offered on various financial topics of interest to Citizens Plus members. For fun, enjoy a variety of in-town social gatherings year-round.
Newsletters - Periodic newsletters will be sent informing members of Club activities, current financial opportunities, news of our members and future travel dates. Activities and travel dates will also be posted on our Citizens Calendar in this website.

Contact Citizens Plus Coordinator, Bonnie Dixon, to ask questions, become a member and find out what Citizens Plus can do for you!

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Seniors' Links

Remember, clicking on these links will take you off of the Citizens State Bank web site.

Citizens State Bank is not responsible for the content of these sites.

Savings Bond Calculator - An easy way to look up the value of your U.S. Savings Bonds!
FDIC - Deposit Insurance Calculator - How much FDIC insurance coverage do you have on your accounts?
Senior Health Insurance Information Program
Iowa Department of Justice - Office of the Attorney General
IowaSeniors.net - Community Living Resource for your Parents...your Friends...Yourself
SeniorsSearch.com - The only search directory exclusively for the over 50 age group.
SeniorStore.com - Shopping site specializing in gifts for and from seniors.
Yahoo! Seniors Guide
United Senior Health Cooperative - Working with older adults to achieve optimum health, independence and financial security...
Access America for Seniors - Providing government services electronically
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A Real Community Bank
Member FDICIowa Bankers Association