Checking Accounts
Basic Checking Account:
Our FREE, non-interest bearing checking account with no minimum balance requirements:
- Free CITIZENS ONLINE Banking.
- Unlimited check writing privileges.
- First order of CSB checks FREE!
- ATM/SHAZAMChek debit card available upon qualification.
- CITIZENS RESERVE line of credit available upon qualification.
*A check copy fee of $1.00 will be charged each time you request a copy of a cancelled check
Personal NOW Checking Account:
Our interest bearing checking account for our customers wishing to receive their cancelled checks and who maintain a higher balance:
- Requires an opening deposit of $1,000.00 or more.
- No monthly service charge if average daily balance is at least $1,000.00*.
- Images returned in monthly statement.
- FREE CITIZENS ONLINE Banking.
- Unlimited check writing privileges.
- First order of CSB checks FREE!
- ATM/SHAZAMChek debit card available upon qualification.
- FREE automatic savings to checking transfer feature available upon request.
- CITIZENS RESERVE line of credit available upon qualification.
- Interest accrued daily and compounded monthly (See Current Rates).
- FREE safe deposit box for one year with NEW account.
*Service Charge of $6.00 per month plus $.20 per debit transaction if average daily balance falls below $1,000.00
*Fees could reduce earnings on account