Insite National Bank

Citizens Plus

Becoming a Member:

You must be 55 years of age or wiser and have one of the following account relationships at Citizens State Bank:

  • Maintain $1,500.00 combined balance in checking and savings accounts; or
  • Maintain $15,000.00 in any combination of Certificates of Deposit; or
  • Pay a quarterly fee of $10.00 for a Single Membership, or $15.00 for a Couple's Membership. (A joint account covers husband and wife).

Benefits of Membership:

No Service Charge on regular checking accounts.

FREE Checks - Members will receive free personalized Citizens Plus checks.

Discount on Safe Deposit Box - Members receive 25% discount on one box, any size.

Special CD Rate Bonuses - Members are eligible for periodic CD rate bonuses that are announced exclusively in the Citizens Plus newsletter.

NO FEE DEBIT CARD - Members with checking accounts will receive a SHAZAMChek debit card, free of charge and with NO minimum use requirement.

NO ANNUAL FEE - on Citizens State Bank MasterCard.

The following banking services are all FREE to Citizens Plus Members:

  • Money Orders
  • Notary Services
  • Photocopying (limit ten per month)
  • Fax (limit one per month - domestic)
  • Direct Deposit (on your Social Security or retirement checks)

Group Travel Opportunities - Special trips will be offered to Club members throughout the year at reasonable prices. Join us for dinner theaters, ballgames, tours, stage shows, and many other exciting activities!

Seminars & Social Gatherings - Special seminars will be offered on various financial topics of interest to Citizens Plus members. For fun, enjoy a variety of in-town social gatherings year-round!

Newsletters - Periodic newsletters will be sent informing members of Club activities, current financial opportunities, and future travel dates.

FREE GIFT - for each new granchild. Bring in a birth announcement to receive your grandchild's gift.

Citizens Plus Travel Opportunities

There are no travel opportunities currently.

Seniors' Links

Remember, clicking on these links will take you off of the Citizens State Bank website. Citizens State Bank is not responsible for the content of these sites.