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Insite National Bank


Shorten your to-do list. Ask for cash back to save time and money. Enjoy the luxury of getting cash while you shop.

The Citizens State Bank SHAZAMChek card is like having your cash, checkbook and ATM card all rolled into one. SHAZAMChek card allows you to make purchases directly from your checking account without the hassles of writing a check. Use your SHAZAMChek card to make purchases at millions of MasterCard merchants worldwide and skip the checkout delays that come with check approvals and proof of identification. All purchases made with your Citizens State Bank SHAZAMChek card will be listed on your monthly checking account statement for your record keeping convenience. Your SHAZAMChek card is much safer and easier to carry than cash or checks and can be used at ATMs worldwide, anywhere you see the familiar MasterCard, SHAZAM, or CIRRUS symbols.

As an added benefit, because Citizens State Bank is apart of the Privileged Status network, you can use these ATM terminals at no charge.

Citizens State Bank offers you SHAZAMChek card at no fee if you use your card to make a purchase at least four times per monthly statement cycle. Come apply for your Citizens State Bank SHAZAMChek card today and leave your checkbook at home!


Find a Privileged Status ATM near you by clicking here.

Text Fraud Alerts

Dear valued cardholder,

Keeping your account safe and secure is our highest priority. We’ve added Text Fraud Alerts as part of our debit card protection program.

You’ll now receive text alerts when suspicious activity is detected on your Citizens State Bank debit card. If you receive a “fraud alert,” reply Yes or No to confirm or deny the activity. If you reply No (the activity is fraudulent), you’ll quickly receive a follow up text to let you know that a SHAZAM fraud specialist will call you soon to help protect your account. We’ll also automatically block your debit card to prevent any additional fraudulent activity.

If you reply Yes (the activity was legitimate), you can continue to use your debit card as normal. If you don’t reply to the text, or your phone number is not a mobile number, we’ll attempt to reach you via automated voice call.

Text message alerts from: 72718
Automated phone calls from: 855-219-5399

Make sure to save these numbers to your contacts, so you don’t miss any alerts. This added protection to your debit card is automatic and text message alerts are free.

If you have any questions, or ever see a suspicious transaction on your debit card, please call Jill at 712-324-2519.

Important: We will never request card or account information via text, phone or email.

SHAZAM is our debit card processor.